Compare Personal Checking Accounts

Discover the right checking account for your lifestyle at West Shore Bank.
For more than 100 years, we’ve helped Michigan residents bank smarter—and we’re proud to offer five personal checking options designed to give you more value, more convenience, and the personal service you deserve.

Find your perfect fit and open your account in minutes online—or stop by any of our nine local branches.

 


Key Features

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Free e-statements

Checking accounts that work for you.

Shoreline High Yield Checking

Checking that rewards you!

  • 5.50% to 1.50% APY on balances over $25,000 depending on balance in account. 0.05% APY on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • $50 minimum opening deposit
  • No minimum balance or maintenance fee
  • Link to free Shoreline Companion Savings to build savings automatically
  • Free Digital Banking

 

Shoreline Cash Back Checking 

Cash back, built into checking. 
 
  • 5.00% cash back on debit card purchases
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • $50 minimum opening deposit
  • No minimum balance or maintenance fee
  • Link to free Shoreline Companion Savings to build savings automatically
  • Free Digital Banking 

Simple Secure Checking

Simple checking with added perks.

Interest Secure Checking

Best for added perks & interest.

Student Checking

Bank on the go!

OPEN TODAY















1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.











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Be Someone's Hero ❤️

West Shore Bank makes giving back easier than ever. Our new Giving Center allows you to effortlessly support your favorite causes directly from your bank account.