🚨FRAUD ALERT🚨 
 
West Shore Bank has been made aware of a new scam involving a text message claiming the recipient changed a phone number on their account. These messages include a link to stop the change. Please be advised that West Shore Bank would not ask a customer to click on a link to verify a telephone, address, email, or credential change. If we send an alert message regarding these changes, we ask you to contact our Customer Care team via phone if you did not make the change. Please delete, block, and report these messages as junk.

If you feel you have been a victim of a scam, please call Customer Care at (888)-295-4373 immediately. 
Over a Century

Committed to helping you improve your financial

well-being.

Watch the video to learn more about our commitment to you and our communities.
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Helping Homeowners

We provided our first mortgage in 1900 — since then we've become the top lender in our market.

Get a Home

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Building Wealth

Your legacy starts here — with a sound financial plan that puts your long-term interests first.

Develop a Plan

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Funding Small Business

Leave working capital intact — rely on our financing when it's time to jump on new opportunities.

Grow with Us

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Digital Banking

Conveniently manage your money with WSB Touch any time —day or night, no matter where you are.

Explore Digital Banking

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Streamline Finances

From depository services to intuitive digital banking, you deserve solutions to optimize your cash position and streamline operations.

Explore our Business Services

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Need More Information?

Give us a call at (888) 295-4373, stop by one of our locations or send us a quick message!

Get in Touch

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Account Finder

Innovative accounts. Timeless value.

Looking to open a new account? Just answer a few simple questions and get started today.

Find Your Account


Our employees are deeply ingrained in the communities they serve.


Staff contributes considerable time and talents to various local organizations throughout Mason, Oceana, Manistee, Benzie, Muskegon, and Grand Traverse County. In 2024:

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$230,000+
 Annual donations
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1,200+
Annual Volunteer Hours
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100+
Organizations & Non-Profits

Make a Difference with West Shore Bank through our Charitable Giving Tools ♥

Support your favorite organizations and donate to causes you care about directly from your bank account. Empower positive change with just a few taps. 

When you support a cause, every little bit helps. Look for the Giving Center and Everyday Impact cards on your dashboard within digital banking to donate to your favorite charities and track your contributions for tax purposes.

  Learn More



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Digital Banking Safety Tips

West Shore Bank offers digital banking services to all of our clients. With all of the benefits that come with digital banking, understanding what it is and how to protect your information from cybercriminals becomes essential. 

Digital Banking Safety Tips

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Navigating 2024 Tax Deductions and Credits in Michigan

Every new year brings a new tax season. With some new changes and additions at both the federal and Michigan state level, we’ve collected the most important tax deductions and credits for you to know about in 2024.

2024 Tax Deductions and Credits in Michigan

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Fight Fraud with Positive Pay

West Shore Bank offers Positive Pay to business customers as part of our Treasury Services Suite.  This automated cash management service is used to match checks issued by companies with those that are presented for payment, in an effort to detect suspected check fraud. 

Fight Fraud with Positive Pay


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Testimonials

What others are saying...


West Shore Bank really has been my go-to...

they really make me feel at home and make me feel like they want to be a partner in my success and that has been instrumental to me as a business owner
 
- Tyler, Manistee

We really appreciate how West Shore Bank...

has implemented digital banking tools that make us so much more efficient. They have wonderful online banking services, the interface is so easy.

- Julie, Ludington

Switching to West Shore Bank was a no-brainer...

whether it’s loans, advice, or treasury management services, West Shore Bank always delivers. It’s rewarding to work for a bank that steps up and stands behind its team.

- Pam, Traverse City




Career Opportunities

Looking to join our team?

At West Shore Bank, we believe that a strong bank culture provides the foundation for success for all our team members.