Let us help you pay for major expenses, consolidate debt and build a positive credit history
Personal Term Loans
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Say goodbye to high-interest and high-stress
Every customer—like every budget—is different. Look to our Michigan lenders when it’s time to finance your personal needs.
Key Features
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Competitive Rates
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Local Processing
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Quick Decisions
Types of Personal Loans
Personal Term Loans
Let us help you pay for major expenses, consolidate debt, and build a positive credit history.
Recreation Vehicle Loans
Are you dreaming of owning your own motorhome, boat, jet ski, motorcycle, ATV, or travel trailer?
Secured personal loans may offer a lower interest rate than unsecured term loans since they are backed by collateral.
What Can a Personal Term Loan Be Used For?
Personal loans can be used for just about any personal expense or goal. The most common uses of personal loans include:
- Large purchases (new laptop, home appliance, etc.)
- Debt consolidation (Lower your interest rate and enjoy the convenience of having just one monthly payment
- Emergencies (Need to fly home to visit a sick family member, car breaks down, medical procedure, etc.)
Life milestones (wedding, dream vacation, etc.) - College expenses such as textbooks, food, etc.
- …and more!
Apply for a Personal Term Loan!
West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being with our personal lending options. Inquire below or visit one of our ten locations along the lakeshore from Muskegon to Traverse City.
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Get more control over your accounts, budget and financial goals.
Pay your loans easier with a West Shore Bank checking account.