🚨 Holiday Closure Notice 🚨
West Shore Bank will be closed July 4th in observance of Independence Day.
PTM services will not be available during the holiday closure.
Digital Banking and ATMs remain available 24/7.
Over a Century
Committed to helping you improve your financial
well-being.
Watch the video to learn more about our commitment to you and our communities.
Helping Homeowners
We provided our first mortgage in 1900 — since then we've become the top lender in our market.
Building Wealth
Your legacy starts here — with a sound financial plan that puts your long-term interests first.
Funding Small Business
Leave working capital intact — rely on our financing when it's time to jump on new opportunities.
Digital Banking
Conveniently manage your money with WSB Touch any time —day or night, no matter where you are.
Streamline Finances
From depository services to intuitive digital banking, you deserve solutions to optimize your cash position and streamline operations.
Need More Information?
Give us a call at (888) 295-4373, stop by one of our locations or send us a quick message!
Account Finder
Innovative accounts. Timeless value.
Looking to open a new account? Just answer a few simple questions and get started today.
Our employees are deeply ingrained in the communities they serve.
Staff contribute considerable time and talents to various local organizations throughout Mason, Oceana, Manistee, Benzie, Muskegon, and Grand Traverse County. In 2025:
$240,000+
Annual donations
1,600+
Annual Volunteer Hours
100+
Organizations & Non-Profits
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Make a Difference with West Shore Bank through our Charitable Giving Tools ♥
Support your favorite organizations and donate to causes you care about directly from your bank account. Empower positive change with just a few taps.
When you support a cause, every little bit helps. Look for the Giving Center and Everyday Impact cards on your dashboard within digital banking to donate to your favorite charities and track your contributions for tax purposes.
Visit our blogDigital Banking Safety Tips
West Shore Bank offers digital banking services to all of our clients. With all of the benefits that come with digital banking, understanding what it is and how to protect your information from cybercriminals becomes essential.
How to Choose the Right Mortgage
Choosing the right mortgage is almost as important as choosing the right house. A mortgage is a long-term commitment, so finding one with affordable payments and lower upfront costs can support financial stability and help build wealth.
Fight Fraud with Positive Pay
West Shore Bank offers Positive Pay to business customers as part of our Treasury Services Suite. This automated cash management service is used to match checks issued by companies with those that are presented for payment, in an effort to detect suspected check fraud.
Testimonials
What others are saying...
West Shore Bank really has been my go-to...
they really make me feel at home and make me feel like they want to be a partner in my success and that has been instrumental to me as a business owner
- Tyler, Manistee
- Tyler, Manistee
We really appreciate how West Shore Bank...
has implemented digital banking tools that make us so much more efficient. They have wonderful online banking services, the interface is so easy.
- Julie, Ludington
Switching to West Shore Bank was a no-brainer...
whether it’s loans, advice, or treasury management services, West Shore Bank always delivers. It’s rewarding to work for a bank that steps up and stands behind its team.
- Pam, Traverse City
Career Opportunities
Looking to join our team?
At West Shore Bank, we believe that a strong bank culture provides the foundation for success for all our team members.