For over a century, we have remained committed to helping the people in Michigan improve their financial well-being. That’s why we offer five personal checking accounts to meet a variety of needs. If you want quality service with a personalized touch, compare our personal checking accounts. It’s easy to open a new account online or you can visit one of our nine locations from Hart to Traverse City.
Compare Personal Checking Accounts
Checking accounts that work for you.
Student Checking
Bank on the go!
- $10 minimum opening deposit
- No maintenance fee
- No minimum balance
- Debit Card with Rewards
- Free Digital Banking with Zelle®
- Must be 15 years or older
Simple Secure Checking
Simple checking with added perks.
- $50 minimum opening deposit
- $6 maintenance fee
- Reduce monthly fee by $2 with qualifier
- Waived monthly fee with qualifier
- No minimum balance
- Debit Card with Rewards
- Free Digital Banking with Zelle®
- Includes IDProtect® – identity theft monitoring and resolution service
- Cellular telephone protection
- Learn more about secure benefits
Interest Secure Checking
Best for added perks & interest.
- $100 minimum opening deposit
- $10 maintenance fee
- Waived monthly fee with qualifier
- Tiered interest on balances of $1,000 or more
- Debit Card with Rewards
- Free Digital Banking with Zelle®
- Includes IDProtect® – identity theft monitoring and resolution service
- Cellular telephone protection
- Learn more about secure benefits
Basic Checking
Straight forward checking.
- $50 min opening deposit
- No maintenance fee
- No minimum balance
- Debit Card with Rewards
- Free Digital Banking with Zelle®
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
Be Someone's Hero ❤️
West Shore Bank makes giving back easier than ever. Our new Giving Center allows you to effortlessly support your favorite causes directly from your bank account.
Be Someone's Hero ❤️
West Shore Bank makes giving back easier than ever. Our new Giving Center allows you to effortlessly support your favorite causes directly from your bank account.