Student Checking

Our Student Checking account is designed for students on the move!
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Bank digitally anytime anywhere.

Enjoy a checking with robust digital banking tools to help you budget, pay and save.

$10 minimum opening balance for a new Student Checking account and to obtain bonus. Student Checking does not earn interest. Adult parent or guardian must be a joint owner if under the age of 18. Account holder must enroll in digital banking and get a debit card to receive promotional deposit. Only new Student Checking accounts opened on or after 4/1/2025 and before 8/31/2025 will receive the promotional deposit. Your Student Checking account must remain open for 30 days in order to receive the $25 reward which will be credited to your qualified account on the business day following the 31st day after this requirement has been met. Products and services require enrollment. Other terms and conditions apply. *Data charges may apply.

 

Key Features

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What are the Benefits of a Student Checking Account?

  • No monthly maintenance fee
  • No minimum balance requirements
  • $10 minimum deposit to open
  • Digital banking services include mobile deposit, bill pay, MoneyTracker budget tool, alerts, and Zelle®
  • Free ATM/debit card with Extra Awards®
  • Free WSB Touch mobile app available
  • Enroll for e-statements (Paper statements available for $3 monthly)
  • Automatically converts to a Simple Secure checking account after six years
  • Must be 15 years or older
  • Student ID, work permit, or valid driver’s license required
  • Adult parent or guardian must be a joint owner if under age of 18

Open a Student Checking Account


West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open a student checking account and enjoy all the digital services you want with your checking, such as digital banking, Zelle®, and our MoneyTracker budgeting and financial planning tool.

1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.

























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