Insured Municipal Savings

With our Insured Municipal Savings account, you can enjoy daily liquidity while reinvesting taxpayer funds in your local community.
man and woman touching hands in greenhouse

Reinvest in your community.

With a  free, interest-bearing municipal savings account that boosts your balance monthly.

Key Features

Percent sign icon
Competitive Interest
No fee icon
No Monthly Fees








What are the Benefits of an Insured Municipal Savings Account?

With a Municipal Savings Account, you’ll enjoy flexibility and ease while earning a competitive rate of return on your funds.

  • Designed specifically for government entities only
  • Higher returns than standard savings account
  • Competitive tiered interest rates
  • Receive higher rates based on average balance
  • Provides more guarantee than other risky investments
  • $500 minimum deposit to open

Open an Insured Municipal Savings Account

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses in Michigan improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City or contact one of our treasury management representatives for an appointment. 

























three women having a meeting

Banking for your business.

Give yourself some breathing room with checking that keeps things affordable.