Money Market Savings

Stow away funds for tomorrow—but keep them close at hand for anything life might bring. 

*APY = Annual Percentage Yield *Offer valid on NEW accounts with a minimum deposit of $100 required to open the account.

*This is a tiered variable rate account. All interest rates and Annual Percentage Yields (APY) are subject to change after the 6-month introductory rate expires. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank’s discretion. Interest will accrue on the daily collected balance. Minimum daily balance of at least $0.01 needed to earn the tiered promotional APY. *APY is accurate as of 8/19/24.

Mom and child using laptop at home.

Put more back in your wallet.

Money Market accounts offers a higher interest rate than with regular savings.

Key Features

Coins stacked and dollar icon
Tiered Interest
Open door sign icon
Digital Check Writing




What are the Benefits of a Money Market Savings Account?

This type of personal savings account offers the liquidity of a checking account with the interest-bearing benefit of a savings account.

  • FDIC-insured: Safe place to deposit your money with funds insured up to $250,000.
  • Tiered Interest Rate: The higher your balance, the higher your interest rate.
  • No Monthly Fees: Avoid the monthly maintenance fee with a minimum $1,000 balance.
  • Access to Funds: 6 electronic, check, or other debits allowed per month; unlimited ATM or in-person withdrawals.
  • Digital Banking Tools: Access your account online and in our mobile app. View transactions and balance, transfer funds, deposit checks, chat with a Customer Care rep, and more. 


Requirements of a Money Market Savings Account

Learn what is needed to open and maintain a Money Market account.

  • $100 minimum deposit to open
  • Make deposits at any time or set up direct deposit
  • Avoid the $12 monthly maintenance fee by maintaining a minimum balance of $1,000


Open A Money Market Savings Account

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open a money market savings account and get started on your savings goal today! 




























couple on sunset beach

Putting you on the road to retirement.

We can help you customize an investment and wealth management plan unique to your assets, family values, and objectives.